There are the best budget app for you.
1.Mint
Mint has you connect your financial accounts, then the app tracks and categorizes your transactions. You’ll get alerts when you’re over your budget in a particular category, if it spots a large or suspicious transaction and if you’ve paid ATM fees. Mint also lets you track all your bills in one place and reminds you when upcoming payments are due. All these features are free — including its credit monitoring service.
2.Personal Capital
Personal Capital’s free financial dashboard offers a wealth of tools to track your finances. We like its budgeting tool because it automatically tracks all of your income and expenses. It separates expenses into spending categories and provides graphical tools to see where your money is going.
Beyond cash flow, Personal Capital also tracks all of your investments. Once you link your retirement and other investment accounts, you can see your asset allocation and analyze the expense ratios of your mutual funds and ETFs. The tool includes a retirement planning tool that you can customize to your specific circumstances.
With the tool, you can track your net worth, see your upcoming bills, get a snapshot of your budget, review your asset allocation, and evaluate your current portfolio.
3.PocketGuard
PocketGuard, a free budget app, connects your checking, credit and savings accounts and detects recurring bills and income. Then it shows how much is available for everyday spending by subtracting upcoming bills, savings goal contributions and pre-budgeted money from your estimated income. PocketGuard automatically categorizes your expenses, but you can also create custom categories and set limits for them. Bonus: If you really want to dig deep, PocketGuard lets you export transactions so you can play with the data in your own spreadsheets.
4.You Need a Budget (YNAB)
YNAB is more expensive than its free counterparts and it takes more time to develop your budget. Despite these drawbacks, it’s the best budgeting software for taking control of your money because it gives you the necessary tools to create a value-driven spending plan.
The app is built around its four rules, which include giving every dollar a job. The program will guide you through the process of allocating every dollar so you can spend intentionally. Its customizable reporting and goal tracking features, which include attractive and informative charts and graphs, help you stick to your plan. YNAB also provides comprehensive education, including more than 100 free online workshops, and offers real-time updating so you’ll always know where your money is going and can make adjustments on the fly.
5.GoodBudget
Goodbudget is based on the envelope system, in which you portion out your monthly income toward specific spending categories. The app allows multiple devices to access the same account, so partners and family members can share a budget. Unlike most other apps, Goodbudget doesn’t have you sync bank accounts. You manually add account balances (that you can pull from your bank’s website), as well as cash amounts and debts. With accounts and income entered, you assign money toward spending categories, known as envelopes. The free version allows one account, two devices, and limited envelopes. The Plus version, which is $7 per month or $60 annually, offers unlimited envelopes and accounts, up to five devices, and other perks.
6.EveryDollar
EveryDollar is an ideal choice for families who want to take a hands-on approach to budget together and who don’t want to pay a monthly fee. It allows you to allocate every dollar that you’re spending and provides a customizable template to make the budgeting process easier.
For those who want added features, including the ability to link bank accounts, upgrading to the paid version is necessary. Ramsey+ comes at a higher cost than other programs but offers more features including Dave Ramsey’s popular Financial Peace course as well as BabyStep Tracking to help work through the seven baby steps Ramsey has identified for building wealth.
7.Wally
Wally isn’t the easiest app to navigate compared to some others on this list, but it works well for one thing: budgeting. This app helps you track your income and expenses while offering you a snapshot of your remaining budget to help you avoid overspending.
More popular with Millennials, this app is free to use. One major benefit of Wally is its built-in support for virtually all foreign currencies, which makes it a better option for those who live outside of the United States.
